On, "account" means all bank accounts and savings products (current accounts, livrets A, home ownership savings schemes, employee savings schemes, etc.) subject to the "Eckert" Act of 13 June 2014 as well as Order no. 2018-95 of 14 February 2018 which extends the "Eckert" Act to overseas collectivities (New Caledonia, French Polynesia, Wallis and Futuna)

Account-holding institution

See "employee savings body".


Authority responsible for supervising the banking and insurance sectors in France.


Regular income from investment of a capital sum. This is also the payment of income from a policy (life annuity, death insurance), a judicial ruling or a debt security.

Association for the Management of Information on Insurance Risk (AGIRA)

The AGIRA brings together the insurance companies operating on the French market as well as the professional organisations involved in the sector. It can be contacted free of charge by natural persons or legal entities potentially designated by the beneficiary clause of a life insurance policy whose policyholder died within the last ten years. The AGIRA will pass the request onto insurance companies who are then obliged to make efforts to find beneficiaries.

If you have reason to believe you are the beneficiary of an insurance policy whose policyholder died in the last ten years, get in touch with the AGIRA using the dedicated form:

Postal address : AGIRA

Recherche contrats Assurance-Vie

1 rue Jules Lefebvre