I am looking for a dormant employee savings scheme

The type of accounts concerned are :

  • Company savings schemes (PEE)

Employee saving scheme whose holder is alive

Employee savings body

for 10 years

An account  on a company savings scheme (PEE) is closed by the employee savings body and its balance transferred to Caisse des Dépôts if the holder has not made any contact for 10 years.

If the savings product you are looking for expired less than 10 years ago, it will still be held by the bank or the employee savings body which keeps it available to you

Caisse des Dépôts

for 20 years

Caisse des Dépôts keeps the sums it receives for up to 20 years.

That means you have 20 years in which to ask Caisse des Dépôts to return these assets via Ciclade.fr

State / Overseas collectivities

after 30 years

If there has been no contact on the part of either the holder or his/her entitled parties after 30 years, the assets are transferred irreversibly to the State or the overseas collectivities.

Once this happens, it is no longer possible to ask for their restitution

Employee saving scheme whose holder is deceased

Employee savings body

for 3 years

A deceased person’s savings account (PEE) is closed and its balance transferred to Caisse des Dépôts if the entitled parties have not made any contact for 3 years.

If the savings product expired less than 3 years ago, it will still be held by the bank or the employee savings body, which keeps it available to the entitled parties

Caisse des Dépôts

for 27 years

Caisse des Dépôts keeps the sums it receives for up to 27 years.

That means you have 27 years in which to ask Caisse des Dépôts to return these assets via Ciclade.fr

State / Overseas collectivities

 after 30 years

If there has been no contact on the part of the entitled parties after 30 years, the assets are transferred irreversibly to the State or the overseas collectivities.

Once this happens, it is no longer possible to ask for their restitution

You can also check out

What is Ciclade?
How do I set about searching for my money?