Thirty-year forfeiture period

The accounts concerned by Law no. 2014-617 of June 13, 2014 relating to inactive bank accounts and escheated life insurance policies, known as the "Eckert Law" and by Order no. 2018-95 of February 14, 2018 are conserved at Caisse des Dépôts and, after a period of 30 years, the sums from these accounts and policies that have not been claimed by their holder or beneficiaries are definitively returned to the State and the Overseas Collectivities (New Caledonia, French Polynesia and Wallis and Futuna).

This 30-year period includes the period during which the sums are conserved by the financial institution (bank, insurance company or employee savings organization) and by the Caisse des Dépôts.

As a result, accounts and contracts opened up to December 31, 1991 are subject, to a thirty-year forfeiture to the French Treasury pursuant to Article L.518-24 of the French Monetary and Financial Code and to the French Overseas Communities pursuant to Order no. 2018-95 of February 14, 2018.

The holders of the accounts and contracts may request the recovery of the sums due to them from Caisse des Dépôts by November 30, 2021 at the latest.

In order to check whether you are concerned and to find out the terms and conditions of restitution, you can consult the list below :

PDF icon Déchéance 2020