Ciclade

Thirty-year forfeiture period

The accounts concerned by Act no. 2014-617 of 13 June 2014 on dormant Bank accounts and unclaimed life insurance policies, dubbed the "Eckert" Act, are subject to this publication.

Accounts opened up until 31 December 1992 come under Article L. 518-24 of the French Monetary and Financial Code, which provides for a Thirty-year forfeiture period to the benefit of the Treasury (Trésor public).

Pursuant to the "Eckert" Act of 13 June 2014, this is the 30-year timeframe at the end of which unclaimed sums will be handed irreversibly over to the State. This 30-year timeframe encompasses the period during which the sums are kept by both the Financial institution (bank, Insurance company or Employee savings body) and Caisse des Dépôts.

The Account and contract holders or their beneficiaries may request the recovery of the amounts belonging to them from Caisse des Dépôts no later than 31st of December 2022.

In order to check if you are concerned and to know the terms and conditions of the Restitution, you can consult the list below:

PDF icon Déchéance 2022