Glossary : Letter U

Life insurance policy whose capital has not been paid out upon expiry of the term fixed in the policy or upon the death of the insured person.

Life insurance policy which has expired and whose capital has not been claimed by the policyholder or the beneficiaries. Or, in the event of the policyholder's death, the life insurance policy is declared "unclaimed" when the insurance company learns of the date on which the policyholder died.

When the insurance company declares a policy "unclaimed", it must make active efforts to track down the beneficiaries.

The PERP is a long-term savings product which gives its holders the chance to top up their pension at regular intervals once they retire.

Under the Eckert act (direct to “Eckert” act of 13 June 2014), UFFB has transferred all assets from inactive securities accounts and the balances of certain securities accounts closed as part of the shutdown of its activities to Caisse des Dépôts. Searching for these amounts on ciclade.fr has been possible since 11/08/2025, Learn more 

If you do not find these amounts, please priority contact UFFB.