Ciclade

I am looking for a dormant bank account

The types of account concerned are:

New: in the Search form, you can enter the reference of the closed account (Bank account, Livret A, LDD ...) and the institution concerned. A maximum of 10 entries are possible (account number or IBAN).


Accounts whose holder is alive*

Bank

for 10 years

A bank account is closed by the bank and its balance transferred to Caisse des Dépôts if the account Holder has not made any Contact for 10 years.

If the account you are looking for expired less than 10 years ago, it will still be held by the bank which keeps it available to you.

Caisse des Dépôts

for 20 years

Caisse des Dépôts keeps the sums it receives for up to 20 years.

That means you have 20 years in which to ask Caisse des Dépôts to return these assets via Ciclade.fr.

State/Overseas collectivities

after 30 years

If there has been no contact on the part of either the holder or his/her entitled parties after 30 years, the assets are transferred irreversibly to the State or the overseas collectivities.

Once this happens, it is no longer possible to ask for their Restitution.

Accounts whose holder is deceased*

Bank

for 3 years

A deceased person’s bank account is closed and its balance transferred to Caisse des Dépôts if the entitled parties have not made any contact for 3 years.

If the account expired less than 3 years ago, it will still be held by the bank, which keeps it available to the entitled parties.

Caisse des Dépôts

for 27 years

Caisse des Dépôts keeps the sums it receives for up to 27 years.

That means you have 27 years in which to ask Caisse des Dépôts to return these assets via Ciclade.fr.

State/Overseas collectivities

after 30 years

If there has been no contact on the part of the entitled parties after 30 years, the assets are transferred irreversibly to the State or the overseas collectivities.

Once this happens, it is no longer possible to ask for their restitution.

* This information concerns the sums relating to the Eckert law excluding recovery of prior rights.