Supplementary pension scheme
Supplementary pensions schemes (sometimes called " additional " pensions) refer to optional funded pension plans offered by certain companies to their employees ("collective contracts") as well as individual retirement savings accounts.
These plans allow each person to build up savings/annuities for retirement in addition to the mandatory pension plans.There are several types of supplementary pension contracts:
- Private subscription: Plan d'épargne retraite populaire (PERP), PREFON (Caisse nationale de prévoyance de la fonction publique), FONPEL (Fonds de pension des élus locaux), CAREL-MUDEL (Caisse autonome de retraite des élus locaux - Mutuelle des élus locaux), COREM (Complément de retraite mutualiste), CRH (Complément retraite des hospitaliers), RMC (retraite mutualiste du combattant), PER
- Professional subscription: MADELIN contract, "Farmers" contract, Article 39 CGI contract, Article 82 CGI contract, Article 83 CGI contract, PERCO, PER