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On, "account" means all bank accounts and savings products (current accounts, livrets A, home ownership savings schemes, employee savings schemes, etc.) subject to the "Eckert" Act of 13 June 2014 as well as Order no. 2018-95 of 14 February 2018 which extends the "Eckert" Act to overseas collectivities (New Caledonia, French Polynesia, Wallis and Futuna)

Account-holding institution

See "employee savings body".