The types of account concerned are:
- Personal current accounts with a positive balance
- Personal passbook accounts with a positive balance
Time limit for searching for sums following the cessation of a bank's activity (excluding the Eckert law)
Bank
cessation of banking activity
ING and Ma French Bank have ceased their banking activity. Sums not recovered by their holders were deposited in escrow with the Caisse des Dépôts et des Consignations..
These consigned amounts are kept safe while waiting for beneficiaries to make a request for their return.
Caisse des Dépôts
for 30 years
The Caisse des Dépôts will hold such funds for 30 years from the date on which the sums were deposited by the banking institution concerned by the cessation of activity.
You have 30 years to Contact Caisse des Dépôts and request the return of these assets via Ciclade.fr.
State
after 30 years
After 30 years, if the Holder or beneficiaries have not come forward, the assets will be permanently transferred to the State.
Once transferred to the State, you can no longer request the return of these assets.