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Déchéance trentenaire

As part of the "Eckert" Act of 13 June 2014, as extended by Order n° 2018-95 of 14 February 2018 which entails the expansion of the "Eckert"Act to overseas collectivitites, this is the 30-year timeframe at the end of which unclaimed sums will be handed irreversibly over to the State. This 30-year timeframe encompasses both the period during which the sums are kept by the financial institution (bank, insurance company or employee savings body) and by Caisse des Dépôts.

Before the "Eckert Act" entered into force and through 2016, financial institutions directly transferred their unclaimed sums that had lain dormant for 30 years to the State.